About BRW SACCOS
Building financial futures since 1988. Trusted by railway workers, driven by innovation, committed to your prosperity.
35+ Years of Trust & Excellence
Botswana Railways Workers and Subsidiaries Savings and Credit Co-operative Society Limited (BRW SACCOS) was established in 1988 under the Cooperatives Societies Act of Botswana. We operate as a credit and savings society dedicated to serving Botswana Railways workers and subsidiaries employees and retired BR staff.
Over three decades, we've transformed from a small cooperative into a trusted financial institution with a reputation for transparency, accountability, and member-focused services. Our journey has been marked by consistent growth, operational excellence, and unwavering commitment to our members' financial well-being. Our governance is guided by our comprehensive Bye-Laws, which ensure democratic participation, member protection, and sustainable cooperative principles.

What Drives Us Forward
Our core values shape every decision and guide our commitment to excellence
Service Excellence
Delivering quality service with professionalism and competitiveness
Diligence
Operating with accountability, transparency, honesty, and integrity
Innovation
Embracing creative solutions and a vibrant approach to business
Collaboration
Working together for mutual success and member prosperity
Our Strategic Objectives
Member Focus
Enhancing member satisfaction through improved service delivery and product diversification.
Financial Performance
Achieving sustainable profitability and maintaining healthy financial ratios.
Key Internal Processes
Implementing efficient systems and processes for faster service delivery.
People & Growth
Developing human capital and creating a culture of excellence.
Why Choose BRW SACCOS
Expert Guidance
Professional financial advice and counseling available to all members
Fast Solutions
Quick processing times and competitive financial solutions tailored to you
Dedicated Support
24/7 support team ready to assist with any questions or concerns