Our Products & Services

Comprehensive financial solutions designed for your success

Long Term Loans

Up to P250,000

Competitive Rates

Flexible long-term financing for agriculture, home improvements, land purchase, property insurance, and household equipment. Asset security accepted.

  • Up to 72 months repayment
  • Flexible repayment options
  • Asset security accepted

Emergency Loans

Up to P30,000

Competitive Rates

Quick financial assistance for education fees, legal costs, funeral expenses, and medical emergencies when you need it most.

  • Up to 24 months repayment
  • Fast approval process
  • Minimal documentation

Short Term Loans

Up to P25,000

Competitive Rates

Short-term financing for immediate social and financial needs with flexible repayment terms.

  • Flexible repayment terms
  • Quick approval
  • Member-friendly rates

Quick Loans

Up to P5,000

10% Flat Rate

Immediate access to funds for urgent needs with minimal documentation and no collateral required.

  • 3 months repayment period
  • No collateral required
  • Same-day disbursement

Junior Savings Account

No Minimum Balance

Competitive Interest Rates

Savings account designed specifically for young members to build financial discipline early in life.

  • Low opening balance
  • Special youth rates
  • Educational benefits included

Christmas Savings Plan

Flexible Contributions

Attractive Bonus Returns

Save throughout the year with automatic monthly savings and receive bonus payouts during festive season.

  • Automatic monthly deductions
  • Festive bonus payouts
  • Special rewards program

Metropolitan Funeral Cover

Comprehensive Coverage

Affordable Premiums

Dignified farewell package covering funeral expenses for you and your family members with peace of mind.

  • Full funeral service coverage
  • Family member coverage
  • Affordable premiums

Savings Accounts

Unlimited Deposits

Safe & Secure

Build your wealth with your savings with no upper limits on deposits.

  • No deposit limits
  • Safe and secure
  • Easy access

Share Capital

Minimum P500

Dividend Earnings

Own a piece of BRW SACCOS and share in our growth through dividends and ownership rights.

  • Voting rights in AGM
  • Annual dividends
  • Long-term investment growth

Credit Life Insurance

Loan Coverage

Included with Loans

All members required to take credit life insurance cover for loan protection and peace of mind.

  • Automatic loan coverage
  • Natural death protection
  • Family security

Ready to Apply?

Contact our member services team or visit our office to learn more about the right product for you.

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